Cover you will benefit from with Private Health Insurance
Digital GP
Staying healthy just got a whole lot easier. Video call appointments from home; day or night, the same day, prescriptions delivered to your door and direct referrals to consultants as required. Included within the core cover of health insurance plans.
Heart Disease
Keep your heart healthy with treatment and care available with Health Insurance. From prevention through cure to aftercare, your health insurance policy can help to keep your heart healthy as well as avoid or provide after care for strokes.
Cancer Care
Benefit from breakthrough cancer treatments not necessarily available through the NHS. Policies normally include cancer care treatment as standard and can offer extra support for your mental health and wellbeing throughout.
Dental
It is also possible to add dental care to your Health Insurance policy, meaning you can access a range of private dental treatment and care, without the wait on the NHS.
Joint Replacements
Health Insurance can cover orthopaedic treatments such as ligament operations, hip and knee replacements, slipped discs, hernia operations and many more. To get you back to health and enjoying living comfortably as soon as possible. *
Therapies
Health Insurance can cover the cost of physiotherapy, osteopathy and chiropractic treatment. Some insurers include other holistic therapies.
Invaluable peace of mind is cheaper than most people think.
Three simple steps to getting health insurance quotes
Let us take the time and hassle out of finding the best policy – allow us to do the hard work for you. In three simple steps you can be confident you have the best policy available for your requirements.
Simple Questions
By answering a few simple questions we will know what’s important to you so we can provide the best quotes.
Compare Prices
We will compare quotes from the UK’s leading health insurers so you can pick from the best prices.
Select Your Policy
Following our comparison you can feel empowered and confident to select the best policy.
Frequently Asked Questions
We know private health insurance can be confusing sometimes, but we are here to help.
In the UK we are lucky to have a National Health Service. However, anyone can benefit from Health Insurance who values the reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place.
Yes you can, however, the pre-existing condition will be excluded for cover on the policy. In most cases, this is reviewed after two years should there be no medical advice, treatment or medication within the first two years of the policy for that condition. This will depend on which underwriting style is best for you and your situation.
An excess is an amount each person on your policy pays towards the cost of a claim. For example, if you choose a £250 excess per claim and your treatment for one eligible claim costs £5,000, you would pay the first £250 and the insurer would pay the rest. In the event of the claim being lower than the excess, then the remainder of the excess “pot” would be used towards the next claim.
All insurers have a list of conditions and examples that will not be covered, these are known as “general exclusions”. Some of these general exclusions include routine pregnancy, war, riots and terrorism, and routine maintenance of existing chronic conditions. These will all be detailed within your policy documents but if you would like to know more, give us a call and we will be happy to help.
No, absolutely not. Unlike life insurance there are no medical examinations or nurse screenings to attend. Some policies may ask you some eligibility criteria that will include information about your most recent medical history however most policies we sell do not require you to divulge ANY medical information at all.
