Private Medical Insurance Quotes

With GPs at breaking point and long NHS waiting lists, are you looking for a quicker healthcare solution? Private health care can give you quicker access to treatments, take care of your well-being, and deliver peace of mind.

Do you want to take control of your healthcare? Here at Health Insurance Compare, we're the UK's leading individual health insurance intermediary and we offer free, no-obligation advice so you can make informed choices that benefit your health.

Get quotes and compare

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Medical Insurance Quote Comparison Specialists

We use bespoke comparison technology to compare the UK’s leading private healthcare insurers in the UK. We’ll sift through the options to find you a policy that works for both your needs and budget.

When it comes to something as pivotal as health, being able to access genuine, human advice is essential. With Health Insurance Compare, you can always reach a human at our UK-based call centres.

Speak to our expert advisers today on 01285 864673.

Needs Assessment

Answer a few simple questions so we can find a policy that matches your requirements.

Price Comparison

When we understand what you need, we can compare quotes from the UK’s leading health insurers.

Select Your Policy

Make an informed decision about the best policy for your needs at the best price point.

Who needs health insurance?

In the UK we are lucky to have a National Health Service. However, Health Insurance can unlock benefits like reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place. Contact us via the form to explore your Health Insurance options.

Can I get private health insurance with a pre-existing condition?

Yes you can, however, the pre-existing condition will be excluded from coverage on the policy. In most cases, this is reviewed after two years should there be no medical advice, treatment or medication, for a continuous two-year period on the policy for that condition. This will depend on which underwriting style is best for you and your situation. For more information, contact us via the form and we will be happy to help.

What is an excess in health insurance?

An excess is an amount each person on your policy pays towards the cost of a claim. For example, if you choose a £250 excess per claim and your treatment for one eligible claim costs £5,000, you would pay the first £250 and the insurer would pay the rest. In the event of the claim being lower than the excess, then the remainder of the excess “pot” would be used towards the next claim. Get a quote to start exploring your Health Insurance options.

What isn’t covered by private medical insurance?

All insurers have a list of conditions and examples that will not be covered. These are known as “general exclusions”. Some general exclusions include routine pregnancy, war, riots and terrorism, and routine maintenance of existing chronic conditions. Exceptions will be detailed within your policy documents but if you would like to know more, contact us via the form and we will be happy to help.

Will I need a medical examination?

No, absolutely not. Unlike life insurance, there are no medical examinations or nurse screenings to attend. Some policies may ask you for some eligibility criteria that will include information about your most recent medical history however most policies we sell do not require you to divulge ANY medical information at all. Fill in the form to start the process and get a no-obligation policy recommendation for a leading UK provider.

What is an insurance intermediary?

An intermediary's job is to support the purchase of insurance. It's about providing free, unbiased guidance so our clients can make the most informed decisions about their health insurance needs. We're here to help you.

**£22.74 per month - This cost is based on a 30 year old individual, mid-level cover, £200 excess, outside London, July start date. £45.48 per month - This cost is based on a 30 year old couple, mid-level cover, £200 excess, outside London, July start date. £55.26 per month - This cost is based on a 30 year old couple with 2 children, mid-level cover, £200 excess, outside London, July start date. £44.52 per month - This cost is based on a over 50 year old individual, mid-level cover, £200 excess, outside London, July start date. £89.04 per month - This cost is based on a over 50s couple, mid-level cover, £200 excess, outside London, July start date.