To be confident you're selecting the best Private Health Insurance for your family you need to assess all your options.
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We know private health insurance can be confusing. We’re here to help.
In the UK we are lucky to have a National Health Service. However, Health Insurance can unlock benefits like reduced waiting times, access to better medicines and treatments, additional comfort and privacy, and more choice and flexibility around when and where your treatment takes place. Contact us via the form to explore your Health Insurance options.
Yes you can, however, the pre-existing condition will be excluded from coverage on the policy. In most cases, this is reviewed after two years should there be no medical advice, treatment or medication, for a continuous two-year period on the policy for that condition. This will depend on which underwriting style is best for you and your situation. For more information, contact us via the form and we will be happy to help.
An excess is an amount each person on your policy pays towards the cost of a claim. For example, if you choose a £250 excess per claim and your treatment for one eligible claim costs £5,000, you would pay the first £250 and the insurer would pay the rest. In the event of the claim being lower than the excess, then the remainder of the excess “pot” would be used towards the next claim. Get a quote to start exploring your Health Insurance options.
All insurers have a list of conditions and examples that will not be covered. These are known as “general exclusions”. Some general exclusions include routine pregnancy, war, riots and terrorism, and routine maintenance of existing chronic conditions. Exceptions will be detailed within your policy documents but if you would like to know more, contact us via the form and we will be happy to help.
No, absolutely not. Unlike life insurance, there are no medical examinations or nurse screenings to attend. Some policies may ask you for some eligibility criteria that will include information about your most recent medical history however most policies we sell do not require you to divulge ANY medical information at all. Fill in the form to start the process and get a no-obligation policy recommendation for a leading UK provider.
**£22.74 per month - This cost is based on a 30 year old individual, mid-level cover, £200 excess, outside London, July start date. £45.48 per month - This cost is based on a 30 year old couple, mid-level cover, £200 excess, outside London, July start date. £55.26 per month - This cost is based on a 30 year old couple with 2 children, mid-level cover, £200 excess, outside London, July start date. £44.52 per month - This cost is based on a over 50 year old individual, mid-level cover, £200 excess, outside London, July start date. £89.04 per month - This cost is based on a over 50s couple, mid-level cover, £200 excess, outside London, July start date.